For Nigerians who want freedom from upfront rent stress.
Why Nigerians Love Using YALO
YALO isn't just another rent financing app — it's a lifestyle shift. Nigerians use YALO because it gives them breathing room, flexibility, and the dignity of managing housing on their own terms.
Problem Statement
The Real Cost of Moving Isn't Just Rent
Moving into a new home often comes with unexpected expenses — sofas, fridges, mattresses, curtains, and even moving services. For many working Nigerians, these costs are overwhelming and force tough compromises. Some delay moving, others take expensive loans or go without essentials.
Our Solution
The YALO Marketplace Solves That
Verified YALO renters can now shop for essential household items and add the cost directly to their monthly rent repayment plan. With just 50% upfront and the rest spread out, you get the comfort you need without stress, hidden fees, or borrowing separately.
5 Simple Steps
How YALO Marketplace Works
Shopping on YALO is designed to be fast, flexible, and sync perfectly with your rent repayment plan. Just follow these simple steps to get everything you need for your home.
Get Approved for Rent
Apply for rent financing with YALO and receive your eligibility cap. This gives you the total amount you can use for both your rent and Marketplace purchases, making planning easy and stress-free.
Access the Marketplace
Once approved, you can browse a curated selection of furniture, appliances, and home essentials. Every item is sourced from trusted vendors to ensure long-lasting quality for your home.
Pay a 50% Deposit
Secure your order by paying half of the product cost upfront. This small equity contribution allows you to get what you need immediately without waiting months to save.
Fast Delivery
After your deposit is confirmed, your items are processed and delivered straight to your doorstep. Delivery timelines vary by location, but we work closely with vendors for the fastest possible experience.
Pay the Rest Monthly
Your remaining balance is automatically bundled with your rent schedule. This keeps all your payments in one place so you can manage your home and finances with ease and confidence.
Why Renters Love The YALO Marketplace
We built the Marketplace to remove the financial pressure that often comes with settling into a new home. With flexible payments and trusted products, furnishing your space has never been easier.
Only 50% Down to Start
Get the essentials you need immediately without waiting months to save. With just half the cost upfront, you can furnish your home today and spread the rest comfortably across your monthly rent plan.
For Verified Renters Only
The Marketplace is designed exclusively for approved YALO renters, ensuring a safe and trusted shopping environment. Every purchase is protected by your existing financing structure for added peace of mind.
Premium Products from Trusted Vendors
We partner with reliable brands and vetted sellers to guarantee quality in every item you choose. From furniture to appliances, everything is curated to last and fit perfectly into your home.
Transparent Pricing — Always
With YALO, you never deal with hidden charges, confusing fees, or surprise deductions. Every cost is clearly shown upfront so you can budget confidently and make informed choices.
Dedicated Support and Warranty Assistance
If anything goes wrong, our team is here to guide you quickly and smoothly. From delivery follow-ups to warranty help, we make sure your experience feels supported every step of the way.
Making a Real Difference for Nigerian Renters
The YALO Marketplace has transformed how people move and set up their homes, helping renters stay financially balanced while still enjoying comfort and dignity.
₦500,000+
Lower Upfront Costs
Renters save significantly on upfront rent and home setup expenses, allowing them to move in comfortably without draining their savings or taking on unnecessary debt.
70%+
Home Setup Included
Most new YALO users are able to bundle furniture and essential household items directly into their rent repayment plan, making move-ins smoother and more complete.
2x
Quicker Move-Ins
With rent and home essentials handled together, users are able to move into their homes faster while experiencing far less financial stress and fewer delays.
“With YALO, I set up my apartment without any financial pressure. The Marketplace made furnishing my space so easy.” — Chinedu, Lagos
Ready to Start Furnishing Your Home?
Whether you're already renting with YALO or just exploring your options, the Marketplace makes it easy to shop smarter, live better, and settle comfortably into your home.
Swift
The fastest route to financial freedom — lower overall cost, ideal for those who prefer to pay off quickly.
Balanced
A balanced plan for renters who want manageable monthly payments without stretching too long.
Calm
The ultimate in flexibility — smaller monthly payments that make rent feel effortless and stress-free.
Still Have Questions?
We've Got You Covered
Rent financing may sound new, but it's simpler than you think. Here are answers to the most common questions from Nigerians just like you.
