For Nigerians who want freedom from upfront rent stress.
About YALO
We're making housing simple, flexible, and stress-free for Nigerians — one monthly payment at a time.
Making rent simple, fair, and stress-free for Nigerians.
For decades, Nigerians have been forced to pay one or two years of rent upfront — causing financial pressure, missed opportunities, and unnecessary stress. YALO was created to change that by giving people the freedom to move, settle, and live without the burden of lump-sum payments.
70+
Partners
Businesses, landlords, and property owners working with YALO to support tenants and staff housing across Nigeria.
100K+
Active Users
Nigerians who now enjoy smoother cash flow, predictable payments, and the dignity of stress-free rent.
₦100B
Financed
Upfront rent and household essentials paid out on behalf of users across Lagos, Abuja, and all over Nigeria.
Our mission is simple:
To give Nigerians the peace, stability, and dignity that comes from living without rent stress — through simple monthly payments that truly work for real lives.
We believe housing should empower people, not hold them back. Whether it's covering rent upfront or helping users furnish their homes, YALO is here to make living simpler, fairer, and more human for everyone.
Meet the team
We're a team of builders, creators, analysts, and problem-solvers working together to transform how Nigerians live. Every decision we make starts with one question: How do we make housing easier for real people?
Dele Ijaiya-Oladipo
CEO and Co-Founder
Dele brings a wealth of experience in strategy and operations to YALO. His sharp insights and collaborative spirit help shape YALO's growth and ensure every decision aligns with the company's vision of making housing accessible for all.
Morenike Omotalade
COO and Co-Founder
Morenike is the visionary behind YALO, leading the company's mission to transform housing in Nigeria. With a keen understanding of finance and consumer needs, she's committed to delivering innovative solutions that give Nigerians the freedom to live without rent stress.
Tolu Adelowo
CTO and Co-Founder
Tolu is the architect of YALO's technology. From designing seamless user experiences to building scalable systems, he ensures YALO's platform runs smoothly and securely. Tolu believes that technology should solve real-world challenges and empower everyday Nigerians.
Adenike Ajibola
Project Delivery Lead
Adenike keeps YALO moving forward. She oversees projects from concept to completion, aligning teams, timelines, and resources to deliver results efficiently and effectively.
Oluwaseun Amusan
Business Support and Partnerships
Oluwaseun is YALO's bridge to businesses and partners across Nigeria. With a talent for building relationships and driving collaboration, he helps organizations integrate YALO into their operations and enhance employee welfare.
Akachi Njoku
Commercial Sales Associate
Akachi is the bridge between YALO and the companies we serve. With a deep understanding of business needs and employee welfare, Akachi helps organizations discover how YALO can improve cash flow and support staff wellbeing.
Stephanie Umokoro
Marketing Associate
Stephanie crafts the stories that connect YALO with customers and partners. She manages campaigns, content, and communications to spread YALO's message and help more Nigerians discover the benefits of Rent Now, Pay Later.
Chinazom C. Chinasaokwu
Talent and Employee Relations Associate
Chinazom ensures YALO maintains a thriving workplace culture while supporting our mission to provide innovative rental financing solutions by overseeing all human resource functions that drive our organizational success
Olufemi Adeyeye
Accountant
Olufemi ensures YALO's financial health stays strong. He manages budgets, reporting, and compliance with precision and transparency, supporting YALO's growth and commitment to trustworthy operations.
Kolawole Adekoya
Finance Associate
Kolawole is a Financial Analyst with a strong focus on fundraising and capital strategy. He builds robust financial models, prepares investor-ready reports, supports budgeting and long-term planning, and delivers data-driven insights that strengthen financial performance, compliance, and sustainable growth.
Temitope Jimoh
Customer Success Lead
Temitope is the voice and advocate for YALO's customers. She ensures users feel supported, informed, and valued every step of the way, transforming complex processes into simple, stress-free experiences.
Ezinne Okeke
Junior Sales Associate
Ezinne plays a key role in expanding YALO's corporate partnerships. She engages decision-makers, nurtures leads, and helps organizations integrate YALO's solutions to enhance financial access and employee welfare.